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Home Buying

Locations uses 50 years of Hawaii real estate experience to help guide you through your real estate journey. Knowledge of tax benefits, loan services and Hawaii's unique neighborhoods help secure the home that’s right for you, no matter where you want to own. Where do you start? First thing is to find an experienced agent who will explain your options and help you discover the best path forward.

First Steps

Becoming a Homeowner

The importance of having a professional real estate agent guide you through the process.

Determine your ability to own

Organize your finances and see if it's time to start shopping.

Future Homeowner Seminars

Learn everything you need to know about Hawaii real estate for free.

Top 10 Tips for Hawaii Homebuyers

Owning a home in Hawaii doesn’t have to be complicated. Here are 10 tips from Locations to help you get into your new home!

8 Steps to Owning your First Home

Purchasing your first home can be intimidating, but the process is much easier than it looks.

6 Tips for First Time Homeowners

Start the process off right with information every first-time homeowner should know.

Renting vs. Owning

Invest your rent check into building wealth for your own future. Stop paying someone else's mortgage every month.

How an Agent Aides Homeownership

How to work effectively with your real estate agent throughout the process.

The Value of Hawaii Homeownership

Most people will agree that investing in your own home is one of the smartest financial moves you can make. That’s even more true for investing in a home in Hawaii.


Home Loan Basics

Your home loan is an important part of owning your first home, begin by learning the basics.

What to Ask a Lender

The affordability of your new home depends on your monthly home loan payment. Get a quick estimate today.

Types of Home Loans

Read about the many different types of loans and find the right one for your unique financial situation.

What About the Down Payment?

Tips from home loan experts on how to afford your down payment

How Interest Rates Affect You

How interest rate changes will affect your home-buying power and how much you pay over the life of your loan.

How to Refinance

We've outlined 8 easy steps to guide you through refinancing your home loan.

Rent Accumulation Calculator

Discover the true cost of renting someone else’s home instead of buying your own.

What is an Adjustable-Rate Mortgage?

Is an adjustable-rate mortgage right for you?

Searching for a Home

Download the Locations App

Hawaii's most powerful real estate search tool in your pocket.


Where to find Oahu foreclosures and how to buy them

How To Value a Home

The Locations Home Valuator (LHV) tool gives you instant, accurate property estimates on any address in Hawaii.

Leasehold Properties

Leasehold properties are when you own the structure (condo, SFH) but not the land on which the property sits.

Reserved Housing

Affordable housing in an ideal location

10 Questions First-Time Condo Owners Should Ask

Condos offer an attractive lifestyle at a great price. Perfect for a starter home or if you're looking to downsize.

Five Benefits of Homeownership

Homeownership is a proven way to build long-term wealth-and there are other benefits, too!

Closing and Escrow

Home Inspections

The most crucial item of the home buying process is the home inspection, and it’s often the one that gets the least attention

Closing Costs

Everything you need to know about closing costs


Read how home insurance works and why you may need it

How Escrow Works

You've made it to the final step, learn how escrow works

A First Time Homeowner's Perspective on Closing

Insights on the closing process from somebody who's recently been through it

Moving Checklist

Congratulations on your new home! Here are some tips for your upcoming move.